I’m all about empowerment.
I believe that wealth management is beyond the dollars; It is the confidence to make good financial choices while creating meaning in life with ALL that we are given.
If you are in pursuit of gaining clarity on the blueprint of your own financial journey, attaining milestones, what customized wealth management looks like for you or
simply making your money work harder for you…
I’m here to give you that!
Hey there, I’m Adele!
“Money without financial intelligence is money soon gone”
— Robert T. Kiyosaki
WHAT I DO FOR MY CLIENTS
Income Protection
Adequate insurance coverage provides protection against financial losses & it’s a way of caring for your family because we want them to be supported even in tough times. Do you have sufficient coverage / over insured? or underinsured?
Financial Stewardship
There’s no cookie-cutter way to your financial stewardship. Walking through what is unique and important to your life stage, crafting one that makes your money work hard towards your life goals. Let’s journey through that together.
Retirement Planning
Retirement may seem a long way off, but it’s never too soon to start preparing for it. Whether it’s through saving or investing, let us talk you through the available options.
Legacy / Estate Planning
A well-organized estate is one of the most thoughtful gifts you can leave your family. Give your family peace of mind in the event that you are no longer around.
Corporate Insurance Benefits
Covered under your company’s insurance but not entirely sure what benefits you are entitled to? Find out how your corporate benefits can complement your personal coverage.
Tax Planning
Make the most of your tax relief every year, find out ways to optimise tax relief that complements your financial goals / life stage.
WALL OF TRUST
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Ratnesh Pandey, Manager @ Standard Chartered Bank
There is no better financial advisor than Adele. For her, the personal aspects of our connection have been more important than just financial advice. Her dedication, integrity, responsiveness, and friendliness make her a trustworthy person and a great financial advisor.
Her expertise and knowledge as a financial adviser are considerable and it helped me to efficiently invest and plan my finances.
I highly recommend Adele and would love to choose her to be my lifelong financial consultant.
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Shania Phang, Designer @ Colours Global
Adele made sure to understand what I needed in the near future as well as for the long term. Due to my inexperience, she made sure the sessions were clear and simple. She also helped to improve clarity by drawing out timelines, to help me see the bigger picture, which i deeply appreciated!
Due to similar values in faith, I feel like I could trust her to help me steward my finances well. Sessions were short and to the point, and she also made sure to stop and ask if I had any questions throughout the session. -
Fellix Utama, Designer
Adele has been very thorough and helpful in guiding me since the beginning as I begin to take my financial portfolio further. She does not only listen but do her best to understand each setback and suggest realistic and objective solutions to help.
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Ashton Yeo, Marketing Operations ASEAN @ Siemens Healthineers
Always ready with a warm smile, listening ear, and willingness to help and guide" is the best way to describe Adele. I had the pleasure of working with Adele during the early years of Harvest, where an all-hands-on-deck, strong initiative approach was necessary to fight through the teething (and staffing) issues of a new F&B establishment. Adele took all challenges in her stride and was responsible for attracting, training, and guiding new staff alongside her manager duties. She did such a great job! I highly recommend Adele as your advisor as her patience and innate caring nature will ensure that your needs well listen and you will be given the best advice and solutions possible
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Willjude Raj, Lawyer @ Exodus Law
Adele did not rush through to propose a plan but rather asked for further sessions to clarify and understand my concerns, needs, wants, and present situation.
She was patient to address any concerns, meticulous to every details, and honest, and genuine throughout that made me trust Adele to make decisions in my best interest.
2 thumbs up for Adele's professionalism throughout the whole experience!
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Jing Ting, Founder of Puffs & Peaks
With her genuine nature, I knew she truly cares to know about the people she interacts with, whether they become clients or not. Adele took the time to understand my needs and gave clarity to my situation and life stage.
Adele is hardworking and has the best interests for me as a client, she answers my queries swiftly and has excellent work ethic. would recommend Adele to my loved ones because She is very serious about her work and cares about her clients genuinely. -
Remee Chen, Relationship Manager @ Great Eastern
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Alex Park, International Program Executive @ Mercy Relief
I knew Adele before I was referred to her for help as an advisor. All this while I've known her to be a trustworthy individual. She is patient in listening to my concerns and passions so that she can recommend me a plan that is best suited to my needs and financial ability. Not only that, but she also made sure to check in throughout the session to see if I had any questions and answered each of them patiently. I would refer my family and friends and genuinely trust that they would be blessed by her.
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Lee, Customer Support Specialist @ Hubspot
I've been watching her journey as a financial consultant, and I've been really heartened to see her growth and the confidence she carries now! It makes me all the more assured that I'm in good hands :)
Adele gave me a lot of insight and assurance. I've been wanting to be a better steward of my finances and she patiently guides me through that process, understands my passions and my fears & makes sure I'm well covered.
When I had some concerns after our first meeting, Adele held 0 judgment, she listened & adjusted my policies according to my needs - something I genuinely appreciate! She also works really hard, making sure to go over my plans for future goals with me. Overall I'm glad and honored to be able to have Adele as my financial planner & friend :)
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Azhar Az, Teaching Lead @ Kodecoon
Adele is a genuine financial consultant and friend that provides holistic advice, not only did she help me understand what I needed, Adele went beyond and gave advice on managing my personal finance well.
She is patient in understanding my concerns and the financial goals that I would like to work towards. I appreciate that she brings herself to my point of view and I was encouraged to start small. Her solutions are very customized to my situation and life stage.
Throughout our meet-ups, she listens and was not pushy in any of her recommendations. Adele made sure I understand everything well before I committed to any plans is helping me towards my financial goals. Definitely would recommend her to my friends and loved ones. -
Charlene Chong, Air Stewardess
Adele was recommended to me by my cousin! In my financial planning sessions with Adele, she was transparent in explaining the values of financial planning and how my existing plans benefit me. Difficult processes and terms were made easy for me to understand.
She took the time to understand my lifestyle & values before tailoring her advice to my financial goals & life stage! While I feel that she truly cares, she is also very professional in making sure that I understand what I can do for my future. I’m sure I’m in capable & safe hands!
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Szerk, Career Coach @ Growth Alliances
Adele was recommended by one of our consultants to the firm. My first feel of Adele is that she is an introvert, but one that takes an active interest in the lives of others through active listening. This trait is a plus when it comes to our line of work and tells me that Adele will do well in her client-facing role!
True enough, Adele warms the hearts of her clients with the conviction of her role and she fits right in with her servanthood attitude which is already a part of her, being active in her church work and community service.
We see Adele continue to excel in her career by deepening her understanding of financial planning concepts to help clients. Most importantly, we envision Adele to be able to integrate the values of Christ together with money and become a blessing to many through her works and giving.
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Anuja Shukla, Business Intelligence Specialist @ Aspire
Adele is a pleasure to work with! She was patient throughout my wealth planning process and was very clear in explaining the features of suitable policies to me. She always takes the initiative to maintain a good relationship and make sure my financial planning needs are met at different stages. I would definitely recommend her to my family and peers for her guidance!
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Shrishti Mishra, Senior Media Planner @ OMD APAC
I was introduced to Adele through my Dad.
I enjoyed my conversations with her and I can tell that she truly cares for me. Adele gave me great personalized advice and took the time to plan what was best for me.She also ensured that all her recommendations were aligned with my needs and future goals rather than pitching me something generic which is something I truly appreciate about her and that’s exactly what you’re looking out for in your financial planner.
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Erina Peh, Sales Representative @ King Koil
Adele takes time to explain all complicated matters well, she is very clear and concise. She helped me understand how my CPF works and all other questions I have about money. When I told her I need more time to consider her recommendation, she respected the decision. She did not force or push me to make decisions when I felt it was not the right time.
Eventually, after consideration and being approached by bankers, I felt it was best that I entrust her with planning for me as at every appointment she always placed my interest before her own. I believe she is a good agent that does her best in the interest of her clients. -
Sunny Tupaz, Partner & School Developer
Adele is very accommodating and knowledgeable about our needs as a young couple. We were preparing for a home purchase and she was very helpful and took the time to understand us and our situation well before advising.
She is someone who will go the extra mile just to assist with any questions I have relating to finances and is always there to guide and facilitate the process making sure I know what is going on. She is very good!
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Albert Yeo, Managing Director @ EspriScent
I knew Adele in the church where there are many people in financial planning.
Adele is youthful and I have seen how she cared for the younger and how she was patient in dealing with the older set. Adele is apt by age and attitude to service and advise to the younger group and is respectful to see through the older misinformation is corrected.
She was genuine to care, always slow to speak but quick to listen.
I would recommend my loved ones to her because she’s not pushy and give clarity to my situation. I am happy that she has gone out of her way to explain what I should have in government structure and remind me to participate. I hope she’ll let her clients know of her calling and aptitude to take off their financial protection cover and retirement plans.
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Koh, Writer
Adele, to me, is a friend first. And I think the trust we've formed serves as a bedrock upon which I can feel safe to tell her about something as private as my financial matters. Not only is she takes the time to understand my needs, she's patient and professional in giving clarity to my situation and life stage.
From the start, Adele has been great at following up on our discussions, to providing real solutions that will help me to reach my financial goals. I love that her heart is always in the right place — and that is to understand and connect on a human level first with the human being across the table. I think that's why it's so easy to trust Adele because it's easy to tell that she cares about people.
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Christine Lastimosa, Student SUSS
Adele was first introduced to me through Germaine, I wanted to get started on proper financial planning upon graduation & Adele helped me so much with that !
One outstanding characteristic of Adele’s was how she was very attentive to what I’ve said, she listens well. I thought financial advisors would do their best to try and sell plans that earn them their highest commissions etc, but Adele did not do that.
Adele made sure I was clear throughout the entire process, she made new and technical info simple and understandable terms. It kept me from feeling lost. With her work ethic, I would definitely entrust my friends to her.
If you are looking/know someone that could benefit from having a conversation with Adele, go to Adele!
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Germaine, Student @ NUS Science
Adele was adept at managing the staffs' welfare and also in the quality control of the food that we serve our customers. With her gentle demeanor, she was able to connect with many of her colleagues as well as her customers.
Adele has always put her best foot forward in completing her managerial tasks despite the long working hours and sacrifices made for the job. Having heard that Adele will be moving on to be a financial consultant, I knew she will do great. Adele has always been genuine in her service to her clients, which encouraged me to recommend a close friend of mine to her for financial consulting.
I believe Adele's clients will definitely benefit from her services.
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Phoebe Lim, HR Executive @ FY Group Pte Ltd
Adele has been one of the most patient and knowledgeable insurance agents I’ve ever met. Deciding to partner with her in terms of my financial planning was one of the best decisions I’ve ever made.
She works hard in coming up with options or alternatives for her clients to the best of her ability. I definitely one I would recommend to my friends & family. (currently, even my mom’s insurance policy is engaged under her)Adele is very informative & able to pinpoint key considerations one should look out for in terms of financial planning, some of which I’ve never thought about! Being able to have open, honest, and real conversations about our money is extremely important when engaging with a financial advisor & Adele is one of them! She was never pushy if I didn’t feel comfortable going ahead with something I wasn’t sure I was able to commit fully and accept rejection with grace.
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Ryan Chau, Film Maker
I did know her beforehand and when she came and guided me through the policies I have, I felt that she continues to be authentic even though we met in a more professional situation than a casual meeting.
Also, her caring and understanding of people carry through her pitches. She's willing to take time to find out more about someone and meet their needs and wants. Therefore, entrusting her with my planning was easy.
I chose Adele as my preferred financial consultant because she took the time to understand my needs, and made the complicated process easy to understand. She's clear and concise in her explanation and gave clarity to my financial situation too. Adele takes in and processes information well efficiently and effectively. More importantly, she genuinely cares for her client's needs and care.
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Brenda Hsiung
Adele was very helpful and she genuinely cares for my health & finances. She makes difficult processes smooth & easy, and went out of her way to meet me for an appointment.
She is a very genuine individual who focuses more on the individual's needs and wants as opposed to her financial gains. I used to think that insurance is a very complex and adult thing to settle when I'm older (now), but she really makes the process and plans easy to understand!
I feel that I am not being scammed by her, but am making a good decision that'll benefit my future.
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Joan Chan, SCDF Officer
I like how Adele was very informative and explained what I already had and what else I needed to enhance my plan, she acknowledged my financial concerns and even calculated how much I can manage to give me ease of mind! She is bubbly and honest and it feels comfortable talking to her😊
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Kawerlyn Yip, Marketing Manager
Adele’s sessions and explanations about the different plans were insightful yet simple and easy to understand. She’s meticulous in planning and puts her clients’ needs first, so I liked that she recommended only the important plans for me, while not limiting the choices that I have.
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Amanda Hsiung, PhD student @ UniMelb
Adele is very professional and explains the policies clearly. She’s also patient with questions and doesn’t try to sell things I don’t need. I was going to buy another policy with a different company when I asked her for advice as a friend. Instead of pushing her own company’s policies to me, she explained the pros and cons of it and answered all my questions.
Then I asked her for other options and she told me about the other policies available and how they would compare, without hiding the cons. She then gave me time and space to make a decision. I went with her because I knew that she was concerned about my needs and did not sell me policies for her own gain.
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Jolin Heng, Operations Executive
Adele was friendly and patient with me when I try to figure out my financial planning. My sessions with her was more of a peer-to-peer conversation, figuring out what suits me at this phase of my life and how will the next few years would look like. I feel assured after our sessions and Adele made financial planning less daunting than it looks!
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Jaclyn Chan, Teacher
Adele was very patient and detailed with her explanations. She also helped to identify parts of my current plan that could have been better and recommended me to upgrade to a better one only after explaning and showing me the plan. She helped to do up a summary n meet my budget too. Thanks adele for taking up my portfolio as well. :)
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Alvin Yo, Cloud Platform Architect
My experience with Adele has been pleasant! I have met many Financial Advisors and I felt that Adele is someone I can definitely trust with my portfolio. I liked how she was genuine in getting to know my pain points, addressing my concerns and was willing to meet me where I was at and came up with sound financial solutions for my financial portfolio during the process. I’m really grateful that she was a willing listener and I know that she’s someone that cares and will factor in your personal background and mold that into your financial planning and that’s what made me choose Adele to be my lifelong consultant.
If you need a financial advisor that cares, look no further! I can safely recommend Adele if you need a financial advisor that listens & cares about her clients.